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按揭贷款利息是怎么算?

日期：2014-02-10 00:00:00 提问者：139****3975

共10个回答

138****3232
2014-02-14 00:00:00
一般都是等额本息还款法,以10万贷款10年还款基准利息为例:期数未偿还本金偿还本金偿还利息偿还本息和1100,000.00584.12566.71,150.82299,415.88587.43563.391,150.82398,828.45590.76560.061,150.82498,237.69594.11556.711,150.82597,643.58597.47553.351,150.82697,046.11600.86549.961,150.82796,445.25604.26546.561,150.82895,840.99607.69543.131,150.82995,233.30611.13539.691,150.821094,622.17614.6536.221,150.821194,007.57618.08532.741,150.821293,389.49621.58529.241,150.821392,767.91625.1525.721,150.821492,142.81628.65522.171,150.821591,514.16632.21518.611,150.821690,881.95635.79515.031,150.821790,246.16639.4511.421,150.821889,606.76643.02507.81,150.821988,963.74646.66504.161,150.822088,317.08650.33500.491,150.822187,666.75654.01496.811,150.822287,012.74657.72493.11,150.822386,355.02661.45489.371,150.822485,693.57665.19485.631,150.822585,028.38668.96481.861,150.822684,359.42672.76478.061,150.822783,686.66676.57474.251,150.822883,010.09680.4470.421,150.822982,329.69684.26466.561,150.823081,645.43688.14462.681,150.823180,957.29692.04458.781,150.823280,265.25695.96454.861,150.823379,569.29699.9450.921,150.823478,869.39703.87446.951,150.823578,165.52707.86442.961,150.823677,457.66711.87438.951,150.823776,745.79715.9434.921,150.823876,029.89719.96430.861,150.823975,309.93724.04426.781,150.824074,585.89728.14422.681,150.824173,857.75732.27418.551,150.824273,125.48736.42414.41,150.824372,389.06740.59410.231,150.824471,648.47744.79406.031,150.824570,903.68749.01401.811,150.824670,154.67753.25397.571,150.824769,401.42757.52393.31,150.824868,643.90761.823891,150.824967,882.08766.13384.691,150.825067,115.95770.47380.351,150.825166,345.48774.84375.981,150.825265,570.64779.23371.591,150.825364,791.41783.65367.171,150.825464,007.76788.09362.731,150.825563,219.67792.55358.271,150.825662,427.12797.05353.771,150.825761,630.07801.56349.261,150.825860,828.51806.1344.721,150.825960,022.41810.67340.151,150.826059,211.74815.27335.551,150.826158,396.47819.89330.931,150.826257,576.58824.53326.291,150.826356,752.05829.21321.611,150.826455,922.84833.91316.911,150.826555,088.93838.63312.191,150.826654,250.30843.38307.441,150.826753,406.92848.16302.661,150.826852,558.76852.97297.851,150.826951,705.79857.8293.021,150.827050,847.99862.66288.161,150.827149,985.33867.55283.271,150.827249,117.78872.47278.351,150.827348,245.31877.41273.411,150.827447,367.90882.39268.431,150.827546,485.51887.39263.431,150.827645,598.12892.42258.41,150.827744,705.70897.47253.351,150.827843,808.23902.56248.261,150.827942,905.67907.67243.151,150.828041,998.00912.822381,150.828141,085.18917.99232.831,150.828240,167.19923.19227.631,150.828339,244.00928.42222.41,150.828438,315.58933.69217.131,150.828537,381.89938.98211.841,150.828636,442.91944.3206.521,150.828735,498.61949.65201.171,150.828834,548.96955.03195.791,150.828933,593.93960.44190.381,150.829032,633.49965.89184.931,150.829131,667.60971.36179.461,150.829230,696.24976.86173.961,150.829329,719.38982.4168.421,150.829428,736.98987.97162.851,150.829527,749.01993.57157.251,150.829626,755.44999.2151.621,150.829725,756.241,004.86145.961,150.829824,751.381,010.55140.271,150.829923,740.831,016.28134.541,150.8210022,724.551,022.04128.781,150.8210121,702.511,027.83122.991,150.8210220,674.681,033.66117.161,150.8210319,641.021,039.51111.311,150.8210418,601.511,045.41105.411,150.8210517,556.101,051.3399.491,150.8210616,504.771,057.2993.531,150.8210715,447.481,063.2887.541,150.8210814,384.201,069.3081.521,150.8210913,314.901,075.3675.461,150.8211012,239.541,081.4669.361,150.8211111,158.081,087.5963.231,150.8211210,070.491,093.7557.071,150.821138,976.741,099.9550.871,150.821147,876.791,106.1844.641,150.821156,770.611,112.4538.371,150.821165,658.161,118.7632.061,150.821174,539.401,125.1025.721,150.821183,414.301,131.4719.351,150.821192,282.831,137.8812.941,150.821201,144.951,144.336.491,150.82合计0.6299,999.3838,099.02138,098.40
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其他9条回答

136****5835
2014-02-10 00:00:00
商业贷款的利率是5.94%1.等额本息还款法：把按揭贷款的本金总额与利息总额相加，然后平均分摊到还款期限的每个月中。作为还款人，每个月还给银行固定金额，但每月还款额中的本金比重逐月递增、利息比重逐月递减。15年，月还款：1176.87还贷总额：211835.91支付利息款：71835.912.等额本金还款法：将本金分摊到每个月内,同时付清上一交易日至本次还款日之间的利息。这种还款方式相对等额本息而言,总的利息支出较低,但是前期支付的本金和利息较多,还款负担逐月递减。15年，月还款：第一月，1470.78第二月，1466.93第三月，1463.08第四月，1459.23.....逐月递减。还款总额：202716.5支付利息款：62716.5因为利率随时会变，以上数据仅做参考。
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138****0434
2014-02-10 00:00:00
10万每个月112720万每个月1472
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134****6992
2014-02-10 00:00:00
月供减去本金就是你现在的还款利息
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134****2847
2014-02-11 00:00:00
这是可以的、这个的话就只算您未还款期间的利息。
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139****8278
2014-02-12 00:00:00
那您是公积金呢，还是按揭呢？
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135****2466
2014-02-13 00:00:00
可以办理提前还款。不过要多给利息
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138****4446
2014-02-13 00:00:00
有点难度。呵呵
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138****1827
2014-02-13 00:00:00
呵呵，你贷款不知道代多少钱嘛》？你也不知道自己还多少钱么？比例大概是100万30年，连本带利还180万左右
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135****2466
2014-02-13 00:00:00
比较复杂，建议去下个银行专用利息计算器软件。输入对于银行的贷款利息，还款期限，直接就算出来了。非常方便。
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